Insight
The bysepa Blog.
Practical Open Banking notes for European business. We cover payments, account data, and the rules that shape them.
Anti-Money Laundering (AML) in Finance: What It Is and Why It Matters
AML in finance explains money laundering stages, rules, risks, and tech.
Open Banking Payments: What They Are and How They Work
See how open banking payment initiation works, plus benefits, risks, and key providers.
PSD2 License Explained: Requirements and Business Impact
PSD2 license basics: who needs it, how to apply, and what it changes for payments in the EU.
How to Write an ACH Payment Letter for Vendors and Customers
Use a clear ACH payment letter template to request electronic payments from vendors or customers.
What Is ACH Payment? Definition, Types, Safety, Examples
ACH payment is a U.S. bank-to-bank EFT for direct deposit and bills. Learn types, timing, and safety.
Open Banking in Hong Kong: How It Works, Rules, and Benefits
Open banking in Hong Kong explains HKMA rules, rollout phases, and real-world uses like IADS.
Open Banking in Practice: Use Cases, Benefits, and Case Studies
Real-world open banking examples: APIs, budgeting, lending, identity, and payment use cases.
What Is EMI? Types, Sources, Effects, and EMI Shielding
Understand EMI, conducted vs radiated noise, device impacts, and shielding tips.
What Is a SEPA Transfer? Fees, Timing, and How It Works
Understand SEPA transfers: meaning, fees, timing, and which countries are included.
How Red Hat Enables Open Banking with Cloud and AI
See how red hat open banking speeds app delivery, boosts security, and runs across hybrid cloud.
Open Banking in the United States: How It Works, Rules, and Impact
Open banking in the U.S. lets you share bank data safely via APIs—here’s how it works, the rules, and impact.
JPMorgan’s Open Banking Tariffs: What They Mean for Fees and FinTech
JPMorgan’s planned open banking fees could reshape data access costs for FinTech.