For Developers
Open Banking APIs · PIS & AIS · European coverage
Built to integrate fast
Ship Open Banking flows without the licence overhead.
bysepa gives your team one API for European bank payments and account data. You write the code. We carry the partner network and the PSD2 compliance. Most teams reach a working sandbox the same day.
What you build on
A clean surface over a hard problem.
The European bank API landscape is fragmented and costly to navigate alone. We turn it into one developer-friendly contract. Here is what that buys your team.
One API, every bank
Reach the European bank network through a single API. No per-bank deals to sign. We map the fragmented landscape so your team ships once.
Payments and account data
Initiate account-to-account payments and pull account information from the same integration. PIS and AIS share one set of keys.
No PISP licence needed
Compliance runs through our licensed partners. You build the product. PSD2 obligations stay on the regulated side of the line.
From key to production
Four steps to live.
The path is short on purpose. Clean APIs cut time-to-market. You move from first call to settled payments without a long onboarding project.
Get sandbox keys
Request access and receive sandbox credentials. Test against mock banks right away.
Call the API
Use clean REST endpoints for payment initiation and account data. Clear, typed responses.
Handle the consent flow
Redirect users to their bank, then back to you. We manage the PSD2 consent handshake.
Go live
Swap to production keys when you are ready. Settlement and reporting come built in.
Trust and scope
What the platform covers.
bysepa is a standalone Open Banking brand. Not a bank. Not a card processor. Just the connectivity your product needs, with compliance handled the right way.
GDPR
Built to GDPR rules. We never train on or resell your transaction data.
PSD2
PSD2-aligned flows. Consent and strong customer checks handled by partners.
PIS + AIS
Payment initiation and account information from one developer surface.
EU-wide
Coverage built for merchants and fintech working across European markets.
Start building
Get Open Banking access for your team.
Tell us what you are building. We will set up sandbox keys and walk your engineers through the flows. No demos required to start reading the docs.
