Licensed providers
Regulated PISP and AISP partners
Our partners hold the PISP and AISP licences. That means you do not have to. They carry the rules so your team can ship.
See the platformPartner Network
One API, a network of licensed bank partners.
bysepa is not a bank. We are the bridge. Behind one clean API sits a network of licensed Open Banking partners. They hold the licences and the bank links. You ship faster, with less risk.
Who is in the network
Three roles, one connection.
Bank coverage
Banks across European markets
One link reaches a wide bank network across the EU. We map the bank APIs once. You build against a single clean API.
Explore integrationsBuilt for teams
Merchants, fintech, and platforms
We serve merchants, fintech operators, and B2B platforms. Each gets account-to-account flows and account data through the same API.
View use casesHow it works
The partner model, in plain terms.
Open Banking rules are heavy. Licences take time and capital. We carry that weight through our partners. You keep a single, simple build.
- 01
You connect once
You integrate one bysepa API. No direct bank deals. No long vendor list to manage.
- 02
Partners hold the licence
Our licensed partners run payment initiation and account data. PSD2 duties sit with them.
- 03
You stay in control
You own the product and the customer. We move the money and the data behind the scenes.
Standards we hold to
Compliance handled at the partner layer.
GDPR-compliant
Data handling built to EU privacy law.
PSD2-aligned
Flows follow the Open Banking standard.
No PISP licence
Required from you — partners hold it.
PIS + AIS
Payment initiation and account data, in one.
Become a partner client
Reach Europe's banks through one trusted network.
Tell us where you operate and what you want to move. We will map the right partners and bank links for your market. No licence hunt needed.
