Partner Network
One connection. The licensed reach of all Europe.
bysepa is a standalone Open Banking brand. Behind our single API sits a network of licensed providers and bank connections across European markets. You get the reach without the licence, the cost, or the legal burden.
What the network gives you
Regulated rails, joined into one clean interface.
The partner network is the engine room of bysepa. Each part removes a cost or a compliance task your team would otherwise own.
01
Licensed partner infrastructure
Every payment and data flow runs over the rails of regulated providers. The licence sits with our partners, so you connect without holding one yourself.
02
One API, many banks
We map the fragmented bank API landscape across Europe to a single interface. One integration reaches the whole network behind it.
03
Payments and account data
The network covers both sides of Open Banking. Initiate account-to-account payments. Read verified account information through the same connection.
04
Compliance handled for you
PSD2 duties and provider agreements stay with the licensed partners. Your team ships features. The regulatory weight sits elsewhere.
05
Built for European markets
Partners are picked for real coverage of the markets you serve. The reach grows as your business moves into new countries.
06
Your data stays yours
We do not train on or resell client transaction data. The network moves your flows. It never repurposes them.
How it works
From one API call to a cleared payment.
You touch the network at one point. The routing, the licences, and the settlement all sit on the partner side.
01
Connect once
Integrate the bysepa API. One contract, one set of credentials, one developer flow.
02
Reach the network
Your calls route to the right licensed partner and bank for each market and service.
03
Partners clear it
Regulated providers handle authorisation, settlement, and the PSD2 paperwork behind the scenes.
04
You stay focused
Funds move. Data returns. You build the product while the network carries the compliance.
Clear boundaries
Know exactly what the network is.
The network does
- Route payment initiation through licensed PISP partners.
- Return verified account data through licensed AISP partners.
- Carry the PSD2 and provider agreements on your behalf.
- Grow its bank coverage as you enter new markets.
The network is not
- A bank or a deposit-taking institution.
- A standalone payment firm or e-money issuer.
- A card processor or card network alternative.
- A reseller of your transaction data.
Get started
See the network mapped to your markets.
Tell us where you operate and what you need to move. We will show you the coverage and the path to launch. No licence application required.
